With Orchard, homebuying and selling are simple and stress-free. Our service ensures you won’t miss out on your dream home because you haven’t sold your current one. We'll guarantee your home sale with a back-up offer — and take the hassle out of the closing process by helping you finalize mortgages, title, and insurance all in one place.
Only looking to sell? We can still help.
Let’s walk through some common questions about buying and selling homes with Orchard.
You can get an Equity Advance to help buy your new home — without any contingencies — until we sell the old one for top-dollar.
Here’s how it works:
You’ll start by answering a few questions about your current home and your homebuying goals. We’ll use this information, along with our virtual home assessment, to determine your guaranteed offer amount. This guarantee gives you the freedom to start house hunting — without the sale of your old home holding you back.
You’ll also complete a mortgage application so we can determine your Equity Advance. (This also gets you preapproved for a mortgage with Orchard Mortgage, but you can choose any lender you like.) The Equity Advance is an interest-free lump sum that can be used to cover the down payment for your new home, as well as mortgage payments for the old one.
Next, we’ll pair you with an real estate agent, who is licensed and local, to tour homes that meet your criteria. (Many of our customers also use Orchard Home Match to search for properties in their area. You can also browse Orchard home listings here.)
When you find your dream home, we’ll wire you the advance just before you close. Then our agents will handle listing the old home as you settle into the new one. At no upfront cost, our Concierge service can even upgrade or repair your home with minor renovations to make sure it’s in the best condition to attract buyers. (You can keep tabs on its performance, including showings and feedback, with your Orchard dashboard.)
After the original home sells, you’ll receive the proceeds and pay back Orchard for the Equity Advance.
Orchard can guarantee your home sale with our optional cash offer, turning you into a non-contingent buyer. That means you can put in a stronger offer that home sellers prefer. Keep in mind that the guaranteed offer is a back-up for your peace of mind; we want to help you sell you sell your home for more.
Some homeowners are just looking for a quick sale. If that's the case, Orchard can help you source and compare multiple cash offers from investors.
Orchard currently operates in:
We charge a standard 5% to 6% fee on your home sale, making it similar to a traditional real estate transaction. We’re aligned with you — the more your home sells for, the more we make on commission. (There's also a program service fee, for buying and selling at the same time.)
Most of our listings sell within 35 days.
⇨ Get started with a free home valuation
Orchard can help you if you prefer to sell first and then buy — the traditional way. People who are only looking to sell can justlist their home with Orchard, too. (This is helpful if you're looking to buy a new home outside of our markets.) In either case, we’ll sell it on the market for top dollar, and get you a guaranteed back-up offer if it doesn’t. While the majority of our homes sell on the market, the cash offer is there so you have certainty throughout the process.
You can also opt for renovations with Concierge services to ready your home for showings and increase its value. You can start by getting a home value estimate — Orchard's is 25% more accurate than leading estimates.
Say goodbye to the days of needing to sell your home before buying a new one. There’s an easier way, and our FREE guide breaks down how it can work for you.
We provide peace of mind that your home will sell, plus list your home on the market to maximize your earnings.
When you list with Orchard, we’ll get your home show-ready and make repairs to increase your home’s value at no upfront cost.
Orchard guarantees your home will sell, so you can buy your next one worry-free.
We provide peace of mind that your home will sell, plus list your home on the market to maximize your earnings.
Use our home sale calculator to estimate your net proceeds.
Our Home Advisors are experienced local agents who know how to sell for top dollar and help win your dream home.
All Orchard Home Advisors are experienced agents who know your local market inside and out. Request a consult today.
Did you know cash offers are 4x more likely to be chosen by a seller? Let us help you make one on your next home.
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Orchard Home Loans shops the market to find your best rates.
A cash offer is 4x more likely to be chosen by a seller. Get qualified today.
Make a cash offer now, and Orchard will sell your old home after you move.
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With Orchard, secure your dream home before you list. Avoid home showings, rentals, and double moves.
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